Archive for the ‘safety features’ Tag

How does the car you pick affect your insurance premiums?

If you’re in the market for a car, how carefully are you considering expenses beyond the monthly loan payment? One cost to look at is auto insurance, which on average accounts for 14 percent of the total cost of owning and operating a vehicle, according to AAA’s latest Your Driving Costs study. Because the car you choose can affect how much you pay for auto insurance, here are some of the things that may impact your rates.

Sticker Price
The cost of a vehicle is one of the main factors insurance companies use to set your insurance rate. The reason is simple: Repairs and parts for a luxury car will carry a higher price than they would for an economy car. So whether an expensive car is damaged a little or a lot, it will cost more to fix than a cheaper car, and that’s why it can cost more to insure.

Type of Car
The faster a car can go, the greater the risk of a crash—and greater risk means higher insurance rates. A car with lots of horsepower will likely be driven faster than something like a minivan, and the vehicles are typically used in different ways. A minivan or station wagon that carpools the kids to school and takes trips to the grocery store is generally going to be operated more safely than a high-performance car that’s likely to be driven at faster speeds.

Safety Features
The Insurance Institute for Highway Safety performs crash tests on new cars and publishes their findings at IIHS.org. A car that gets good ratings is going to be safer to drive and cost less to insure. Safety features that can affect a car’s crash test scores include crash-avoidance technology such as backup cameras and lane-departure warning systems, as well as other safety features like air bags and passive-restraint seat belts that work to minimize injury when a collision does occur.

The best way to learn what you’ll pay for insurance is to talk to your agent. Identify several models you’re considering, and the agent can give you insurance quotes to compare and answer questions about coverage. You’ll have the insurance information you need, and you’ll be one step closer to driving your new car.

Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies.

Read more at: http://autoadvice.michigan.aaa.com/choice/ready-for-a-new-car-heres-what-that-means-for-your-insurance/?utm_medium=email&utm_source=newsletter&utm_content=3&utm_campaign=bimonthly-092016-A-EE

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CHRYSLER TOWN & COUNTRY | VERSATILITY FOR A LIFE OF ADVENTURE

The freedom to travel is about more than where you go. It’s about how you get there. When you arrive at your destination, do it in the vehicle that’s built for taking care of business or going on an adventure. The 2016 Chrysler Town & Country is as versatile as it is stylish, and capable of carrying the weight for almost everything from do-it-yourself projects to game-day tailgates. The 3.6L Pentastar® V6 engine delivers 283 horsepower and 260 lb-ft of torque with fuel economy ratings of 17 city/25 highway mpg1, making it efficient and powerful wherever your travels take you and whatever — or whoever — you’re bringing along for the ride.

SAFETY FEATURES PUT YOU IN CHARGE

We know keeping track of your kids’ busy schedule of school and practices requires enough thinking without also have to worry about safety. That’s why the 2016 Chrysler Town & Country was designed with the family in mind, with standard safety and security features including the ParkView™ Rear Back-Up Camera2 and Supplemental Front Seat-Mounted Side Airbags3. For additional peace of mind, the available technologically advanced SafetyTec™ Package bundles an array of features, including Blind Spot Monitoring4, Rear Cross Path Detection2, Rain-Sensitive Windshield Wipers, ParkSense® Rear Park Assist2 and the Tire Pressure Monitoring Display, helping to keep your most precious cargo safe and secure when you have the family on the go.

GET YOUR DIY PROJECTS GOING

For all your do-it-yourself projects, you need a vehicle that can do it all. The 2016 Chrysler Town & Country is more than a minivan. It’s your DIY partner. When you’re hauling tools, construction materials or landscaping gear, the Stow ‘n Go® Seating and Storage System, which includes second- and third-row seats that fold into in-floor storage bins, will buy you extra room for cargo. And when your hands are full, keyless entry and power sliding doors and liftgate will lend convenience to your projects. With this many standard premium features, consider the 2016 Chrysler Town & Country your most important tool.

ADD SOPHISTICATION TO A NIGHT ON THE TOWN

When it’s time to drop the kids at the babysitter and enjoy a night for just the two of you, the 2016 Chrysler Town & Country has the keys to your evening. Dinner, a show, or a drive under the stars — announce your arrival with a distinctive modern exterior that features a dramatic front fascia and hood line, and turn heads with a classically styled rear fascia and rear spoiler, which all combine for an elegant appearance. Even in the cool night air, the available heated steering wheel and 1st and 2nd row seats will make your date night comfortable, and will ensure you’re as eye-catching as your vehicle.

MAKE RUNNING ERRANDS A PLEASURE

Life’s little chores have a way of adding up, but that doesn’t mean they have to weigh you down. Trips to the grocery store, to pick up dry cleaning or to pick up a take-out dinner should be a time you and your family both enjoy. With available Blu-ray™ and DVD Entertainment System, two available second- and third-row 9-inch VGA high-resolution DVD screens that flip down from the overhead console, two USB ports, HDMI connectivity and game-console inputs, the kids will be entertained. And their available wireless headphones will make sure they’re entertained on their own, allowing you to focus on the things you love; things like standard leather-trimmed seating and a Uconnect® System that integrates your phone, entertainment and music into a beautifully seamless experience. Set your navigation to your destination, turn on your favorite playlist, and turn running errands into the happiest part of your day.

THE WEEKEND BELONGS TO YOU… OR YOUR TEAM

Get ready for the weekend in a vehicle built for both fans and athletes. For those who take their fandom seriously, the 2016 Chrysler Town & Country ensures you’ll arrive at the big game with all the necessary gear — grills, tables, coolers and all your fellow fans — thanks to the legendary Stow ’n Go® Seating and Storage System that includes fold-in-the-floor second- and third-row seats along with a third-row tailgate feature. If your interest in sports is more about getting outdoors and getting involved, available SiriusXM® Travel Link5 brings national weather forecasts, fuel prices for local gas stations and local ski conditions right to your vehicle. Load up your skis, check the conditions and head for the slopes.

Read more at: http://blog.chrysler.com/vehicles/chrysler-town-country-versatility-for-a-life-of-adventure/