Archive for the ‘car accident’ Tag

Cloud-Based Warning System Could Curb Wrong-Way Driving Deaths

What if there were a quick and simple system that alerted all drivers when someone was driving the wrong way down the road? ​German automotive supplier Bosch aims to better warn wrong-way drivers, both those actually driving the wrong way and those near the car driving the wrong way, using a cloud-based software application.

The premise is that Bosch provides a software application that constantly checks a vehicle’s movements against what it understands as the permitted direction on any given road. Imagine it like any other GPS software, but with a specific focus on which way the car is moving. If the information gathered from the vehicles doesn’t line up with the way they should be driving, that’s when an alert goes out to both that driver and any oncoming drivers utilizing the system.

According to Bosch, radio alerts in Germany about wrong-way drivers can take several minutes to go out, by which time the danger’s already come and gone for most folks. A statistic they quote says that one third of critical incidents caused by wrong-way drivers occurs within the first 1,650 feet or so, meaning that an accident’s already happened in these cases before there’s ever a radio-based warning. Thus the cloud-based system they’re working on, which would alert folks much faster.

One potential flaw in the system: It’s only as good as the number of vehicles using it. Part of the way it detects and alerts folks of wrong-way drivers appears to be tied up in information gathered anonymously from nearby vehicles. This also would be completely ineffective for anyone driving around without the software application, or without “an unbroken connection to the internet,” which is something it requires to function.

The service is scheduled to launch in 2016, and will be made available for as many “infotainment” devices as possible, in hopes of casting a wide safety net. In the meantime, don’t drive down streets the wrong way. That could help too.

Read more at:

What to do after you have been in an accident

1. Keep an Emergency Kit in Your Glove Compartment. Drivers should carry a cell phone, as well as pen and paper for taking notes, a disposable camera to take photos of the vehicles at the scene, and a card with information about medical allergies or conditions that may require special attention if there are serious injuries. Also, keep a list of contact numbers for law enforcement agencies handy. Drivers can keep this free fill-in-the-blanks accident information form in their glove compartment.

2. Keep Safety First. Drivers involved in minor accidents with no serious injuries should move cars to the side of the road and out of the way of oncoming traffic. Leaving cars parked in the middle of the road or busy intersection can result in additional accidents and injuries. If a car cannot be moved, drivers and passengers should remain in the cars with seatbelts fastened for everyone’s safety until help arrives. Make sure to turn on hazard lights and set out cones, flares or warning triangles if possible.

3. Exchange Information. After the accident, exchange the following information: name, address, phone number, insurance company, policy number, driver license number and license plate number for the driver and the owner of each vehicle. If the driver’s name is different from the name of the insured, establish what the relationship is and take down the name and address for each individual. Also make a written description of each car, including year, make, model and color — and the exact location of the collision and how it happened. Finally, be polite but don’t tell the other drivers or the police that the accident was your fault, even if you think it was.

4. Photograph and Document the Accident. Use your camera to document the damage to all the vehicles. Keep in mind that you want your photos to show the overall context of the accident so that you can make your case to a claims adjuster. If there were witnesses, try to get their contact information; they may be able to help you if the other drivers dispute your version of what happened.

5. File An Accident Report. Although law enforcement officers in many locations may not respond to accidents unless there are injuries, drivers should file a state vehicle accident report, which is available at police stations and often on the Department of Motor Vehicles Web site as a downloadable file. A police report often helps insurance companies speed up the claims process.

6. Know What Your Insurance Covers. The whole insurance process will be easier following your accident if you know the details of your coverage. For example, don’t wait until after an accident to find out that your policy doesn’t automatically cover costs for towing or a replacement rental car. Generally, for only a dollar or two extra each month, you can add coverage for rental car reimbursement, which provides a rental car for little or no money while your car is in the repair shop or if it is stolen. Check your policy for specifics.

The final question in dealing with an accident is usually who will pay for the damages? If the accident was minor, you and the other drivers may decide to handle the damages yourselves without the involvement of an insurance company. But this isn’t always the best idea, for several reasons.

While the other driver may agree to pay for the damage to your car on the day of the accident, he may see the repair bills and decide it’s too high. At this point, time has passed and your insurance company will have more difficulty piecing together the evidence if you file a claim.

Also, keep in mind that you have no way of knowing whether another driver will change his mind and report the accident to his insurance company. He may even claim injuries that weren’t apparent at the scene of the accident. This means that your insurance company may end up paying him a hefty settlement, or worse yet, you could be dragged into a lawsuit. So make sure that your company has your version of what happened and check your policy — if the damages paid out by your insurance company are below a certain amount, the accident may not be considered chargeable. And you will avoid the penalty of a premium hike.

Auto accidents take a tremendous toll on everyone involved, both financially and emotionally. If you’re one of the lucky ones who have thus far avoided a serious accident, hopefully the tips on prevention will help keep it that way. The chances are high, though, that at some point you will be involved in a minor accident. Just keep your head and make safety your primary concern. You’ll have plenty of time to deal with the consequences later.

As read on: